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Apply for a loan

Get financial support with loans up to R8000 and flexible 6-month repayment plans. Our Loan Products include Pay Day Loans, Term Loans, Weekly and Fortnightly Loans, and Stepwise Home Loans.

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Apply for a job

South Africa is known for its high unemployment, and the youth often struggle to find employment due to a lack of experience and tertiary education. At Royal Finance, we are proud to create opportunities for anyone with only a Matric Certificate and the right attitude.

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Affordable and Ethical Loans

Thousands of South Africans are caught in debt spirals daily by unscrupulous and illegal lenders. At Royal Finance, our mission is to help consumers out of their debt spiral. The NCR and FIC regulate us.

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Financial Guidance

A lack of financial knowledge can lead consumers to make wrong decisions. At Royal Finance, we do our best to guide consumers to better decisions regarding their household budgets and expenditures.

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Financial Inclusion

Credit is a known tool for improving personal financial situations, and Royal Finance strives to include the financially excluded population of South Africa.

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Employment Creation

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30 Years

In Business

1 Million +

Loans Granted

R2.5 Billion

Disbursed

26 Outlets

Nationwide

Royal Finance, a short-term credit provider in South Africa, provides responsible and ethical loans to our kings and queens. We strive to be a leading credit provider in SA, using great customer relationships and innovative technology to deliver above-average value and service to our customers. Our Loan Products include Pay Day Loans, Term Loans, Weekly and Fortnightly Loans, and Stepwise Home Loans.

Get financial support with loans up to R8000 and flexible 6-month repayment plans.

Term Loans

Borrow a bigger amount and pay back in smaller instalments.

When you need a bigger loan than you can repay in one instalment, our short-term loans of up to 6 months of repayments are what you are looking for. These loans are especially suited for those bigger and unplanned expenses.

Pensioners who receive their money in a bank account are welcome to apply for a loan.

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Pay Day Loans

Borrow once and pay back all in one instalment.

Sometimes, you need a little extra to get you through the month. When your bank doesn't give you an overdraft, let us supply you with a 1-month payday loan.

The advantage of this type of loan is that you do not have to pay an instalment every month.

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