Pay Day Loans

Borrow once. Pay back once. 

Sometimes, you just need a quick one-off loan for an unexpected expense or a more difficult month than usual. Use our pay-date loan as your overdraft facility! (1 month loans).

• Borrow up to R8000-00, repay at the end of the month. 
• You need to be employed to apply. 
• Bring along: SA ID Book/Card, latest pay slip, 3 months bank statements, bank card (to swipe), proof of residence and telephone numbers of your work, 1 family member and 1 friend.

Term Loans

Pay your loan back over up to 6 months. 

Payable over up to 6 months (you can decide what fits your pocket best – number of instalment and amount), maximum R8000 per loan. 

• You need to be employed to apply. 
• Bring along: SA ID Book/Card, latest pay slip, 3 months bank statements, bank card (to swipe), proof of residence and telephone numbers of your work, 1 family member and 1 friend.
• Pensioners receiving their money in a bank account are welcome.
• Pensioners bring along: SA ID Book/Card, bank statement showing your latest pension income, bank card (to swipe), and proof of residence.

Weekly and Fortnightly Loans

Pay back your loan in smaller, affordable instalments.

• Borrow up to R8000-00, repay up to 6 months.
• You need to be employed to apply.
• Bring along: SA ID Book/Card, latest pay slip, 3 months bank statements, bank card (to swipe), proof of residence and telephone numbers of your work, 1 family member and 1 friend.

Stepwise Home Loans

Do you have a dream for your home, but it is difficult to realise it without money? The StepWise Home Loan might be your answer. 

• You will need your SA ID Book/Card, latest pay slip, 3 months bank statements, bank card (to swipe), proof of residence and telephone numbers of your work, 1 family member and 1 friend.
• Also bring along all the quotations for building materials and labour costs that will be required.